01256 518318 mark@mdjmortgages.com Mon–Fri, 9:00–18:00
Transparent pricing

Clear fees. No surprises.

We believe you should know exactly what you’ll pay before we start. Your first appointment is always free, and our fee never exceeds £1,000.

First appointmentAlways free
Maximum feeNever more than £1,000
Agreed upfrontConfirmed before we start
Our fees

What you’ll actually pay.

Standard mortgage advice

First-time buyers, home movers, remortgages and buy-to-let. The exact fee is confirmed at your free first appointment.

£295typical fee

Larger transactions

As a thank-you for choosing us, our services are free on transactions where the mortgage requirement exceeds £150,000.

£0over £150k borrowing

Debt consolidation & adverse credit

Cases involving debt consolidation or adverse credit need extra research and lender negotiation.

£495fixed fee

Shared ownership

Includes additional checks, housing association requirements and more complex affordability assessments.

£495fixed fee

Foreign national mortgages

£95 payable upfront to secure your Decision in Principle, and the remaining £200 only on completion.

£295total fee

Specialist equity release advice

Specialist later-life advice. The precise amount depends on your circumstances.

£995typical fee
There may be a fee for arranging your mortgage. The precise amount depends on your circumstances. We typically charge £295, but this will not exceed £1,000. Lenders may also charge product, valuation or legal fees, and we’ll explain every one.
What’s included

Everything, start to finish.

Whole-of-market research

We compare lenders and products to find what suits you, not just what’s easiest.

Application management

DIP, full application, valuation and underwriting. We handle it and keep you updated.

Ongoing reviews

We’ll be in touch before your deal ends so you’re never stuck on a high variable rate.

Free, no-obligation advice

Let’s find the right mortgage for you.

Your first appointment is free and there’s no obligation. Meet us at Chineham Court, on video or over the phone, whichever suits you.