Award-winning, whole-of-market mortgage and protection advice from a friendly local team. First-time buyers, movers, remortgages and self-employed clients across Hampshire and beyond.
Whatever stage you’re at, one friendly team handles the mortgage and the protection that goes with it.
We turn a daunting first purchase into a clear plan, from how much you can borrow to collecting the keys.
Explore 02Port your deal, borrow more or start fresh. We line up the finance so your chain keeps moving.
Explore 03Fixed rate ending? We compare the market up to six months early so you never drift onto a costly SVR.
Explore 04Sole traders, directors and contractors. We know which lenders understand your income.
Explore 05Unlock tax-free cash from your home, or keep borrowing into retirement, with specialist advice.
Explore 06Life cover, critical illness and income protection to keep your home and family safe.
Explore
Mortgages are full of jargon and moving parts. Our job is to make it simple: explain your options clearly, keep you updated, and do the chasing so you can get on with life.
A relaxed 30-minute chat, face-to-face, on video or by phone, to understand your plans and what matters to you.
We compare thousands of deals and match you with the lenders most likely to say yes to your circumstances.
Decision in principle, application, valuation and underwriting. We chase so you don’t have to.
We stay in touch after completion and review your deal before it ends, so you never overpay.
Typical lender range: —
Illustrative only, based on 4–4.5× income. Lenders assess affordability individually.
“It is what it is.”
“No worries.”
When you call MDJ you speak to Mark or Jodie, not a call centre. It’s the reason so many reviews mention them by name.
Mark leads the advice side, from first-time buyers to specialist equity release cases. Jodie joined in 2022 after more than 20 years in customer-facing retail, and keeps every case moving from application to completion.
Our story
Our office is at Chineham Court, and video appointments mean distance is never a barrier.
See all areasCan’t see yours? Call 01256 518318 or send us a WhatsApp. We’re happy to help.
No. Your initial consultation is completely free and there’s no obligation to proceed. We’ll explain any fee clearly before we start working on your case.
For most cases our fee is £295, agreed at your first appointment and never more than £1,000. Specialist cases such as adverse credit, shared ownership or equity release carry a different fee. See our fees page.
A Decision in Principle (DIP or AIP) is a lender’s indication of how much it may be willing to lend you, based on a soft or hard credit check. Estate agents often ask for one before accepting an offer, and we can usually arrange it quickly.
Most lenders lend around 4 to 4.5 times your annual income, and some go higher for certain professions or incomes. The real answer depends on your outgoings, credit and deposit. Try our calculators for a quick estimate.
We search the whole market to find the most suitable deal for you. That’s not always the lowest headline rate, because fees, flexibility and lender criteria all matter. We explain the trade-offs so you can decide.
MDJ Mortgages Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Your first appointment is free and there’s no obligation. Meet us at Chineham Court, on video or over the phone, whichever suits you.