01256 518318 mark@mdjmortgages.com Mon–Fri, 9:00–18:00
Protection & insurance

Protect your home. Protect your people.

Your mortgage is probably your biggest commitment. The right protection makes sure it’s still paid, and your family is still secure, if life takes an unexpected turn.

Life & critical illnessClear, jargon-free comparisons
Income protectionFor employed and self-employed
Already covered?Free policy review when you remortgage
Cover we arrange

Protection built around your life.

We compare leading UK insurers and explain exactly what is and isn’t covered.

Life insurance

Pays a lump sum if you die during the policy term, so your mortgage can be cleared and your family can stay in the home.

Critical illness cover

A tax-free lump sum if you’re diagnosed with a specified serious illness, such as cancer, heart attack or stroke.

Income protection

Replaces part of your income if illness or injury stops you working, paid monthly until you recover or retire.

Family income benefit

A monthly income for your family instead of a single lump sum, often a very affordable way to protect children.

Home insurance

Buildings and contents cover, which most lenders require from exchange of contracts.

Mortgage payment protection

Short-term cover for your mortgage payments if you’re off work through accident, sickness or redundancy.

Couple moving into a new home
Remortgaging?

Reviewing your cover could save you money.

When your mortgage changes, your protection should too. A policy set up years ago may no longer match your balance, term or family.

  • Make sure your cover matches your new mortgage balance and term
  • Check whether premiums are better value today
  • Add critical illness or income protection if your family has grown
  • Write policies in trust so payouts reach the right people quickly
Book a protection review
The honest truth

Most families are one payslip away from trouble.

Statutory Sick Pay is a small fraction of most salaries. Protection doesn’t have to be expensive, and we’ll help you prioritise the cover that matters most within your budget.

Get a free protection review
Free, no-obligation advice

Let’s find the right mortgage for you.

Your first appointment is free and there’s no obligation. Meet us at Chineham Court, on video or over the phone, whichever suits you.